Before I begin, let me wish everyone a very Happy New Year! We all know that this is the time of the year for resolutions. Some live by them and some want nothing to do with them … so I’m not going to say much about resolutions, other than they seem to be more pronounced this time of the year. Really a resolution is simply setting a new set of goals or setting a list of accomplishments … and that can be done at any time. Instead of resolutions, then, I want to spend this first...